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Sub-SharesACCOUNT

Save for a special vacation, college expenses or anything you choose.

Account Overview

A Sub-Shares account serves as a secondary savings account but it allows you to custom-name it while helping you save for a special vacation, college expenses or, anything you choose. A minimum deposit of $10.00 is required and the account begins earning dividends on $50.00.

Share Savings Rates

Rates effective as of 3/26/2025
Share TypeMinimum Balance to Earn DividendsDividend Rate*APY*
Regular Share Savings (Less than $25k)$50.000.050%0.05%
Regular Share Savings (More than$25k)$25,000.000.050%0.05%
Club/Sub-Share Savings$50.000.050%0.05%
K-9 $avers Share Savings$50.000.050%0.05%
IRA Shares$5.000.499%0.50%

* The Dividend Rate and Annual Percentage Yield (APY) on all accounts may change every month, as determined by the Credit Union’s Board of Directors. Fees for other conditions could reduce earnings on any of the listed accounts. All accounts are subject to the terms and conditions set forth in the Credit Union’s Account Agreement and Truth-in-Savings disclosure. Rates and programs are subject to change without notice.

Can't Apply Online?

If you don’t have access to a computer with the internet please follow these instructions:

  1. Complete the Membership Application
  2. Complete the Membership Acknowledgement (must be notarized if mailing in)
  3. Mail or bring into the POPA office nearest you (include two forms of ID & notarized Membership Acknowledgement if mailing in, along with your initial deposit of at least $10.00)

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How Much Should I Save?

What is my projected cash flow?

Who is Eligible for POPA FCU Membership?

Membership at POPA FCU gives you access to any of our convenient products and services, such as online banking, bill pay, direct deposit, and so much more. You also receive one vote during an election at our annual membership meeting.