Cash Rewards VISA® Credit CardBenefits

POPA Federal Credit Union’s VISA® Credit Card offers more than just competitive rates and low to no fees. Below is a summary of benefits that’s already included on your Cash Rewards POPA VISA® Credit Card. Check out the VISA® Traditional Benefits link for full details and restrictions on each of the benefits outlined.

1. Cardholder Inquiry Service – 24-hours/7 days a week cardholder information and assistance by phone to all VISA® cardholders.
2. Lost or Stolen Card Reporting
3. Emergency Card Replacement
4. Auto Rental Collision Damage Waiver – Receive auto coverage for damage due to collision or theft when you complete the entire rental transaction with your eligible VISA® card and decline the rental company’s collision damage waiver (CDW) if offered by the auto rental company.
5. Zero Liability – Use your VISA® card to make purchases anywhere and you’re protected from unauthorized use of your card or account information. Some restrictions may apply.
6. Roadside Dispatch® – A pay-per-use roadside assistance program 24-hours/7 days a week. No membership required and you don’t need to pre-enroll. No annual dues. No limit on usage.
7. VISA® Billing Opt-Out – Provides updates to merchants who maintain card-on-file account information to process recurring payments, such as subscription or utility companies. You may opt out of these services.

Updated Fraud Prevention Service

In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud. Here’s how it works:

1. When potential fraud is detected, you will receive an automatic email notification with the option to reply with “fraud” or “no fraud.”
2. One minute after the email, you will receive a text alert, which also has the “fraud” or “no fraud” option.
3. If there is no response received, you will then receive automatic phone calls to confirm or deny fraud. The call will also give the option of speaking to a fraud analyst.

Remember – our messages will never ask for your PIN or account number.