A safety-net against overdrafts.
Bounce Protection is a discretionary overdraft service requiring no action on your part that provides you a safety net up to an automatically assigned overdraft limit. Your Bounce Protection limit may be available for checks and other transactions made using your checking account number or automatic bill payment and recurring debit card payment. Also, at your request, we may authorize and pay ATM transfer or withdrawals and everyday debit card purchases using your limit.
Rates effective as of .
| Ways to Cover Overdrafts at POPA Federal Credit Union | Example of Associated Rates and Fees‡ |
|---|---|
| Good Account Management | $0 |
| Link to your POPA Savings Account | $0 |
| Link to Cash Advance on your POPA Visa Credit Card | $0 Cash Advance Fee + APR‡ may vary |
†Your Bounce Protection limit may be available to approve overdrafts for checks, automatic bill payments, recurring debit card payments, and other transactions using your checking account number. At your request, we may authorize and pay ATM and everyday debit card transactions using your limit. If an overdraft is approved, you may be assessed our Courtesy Pay Fee of $25.00 for each item. All negative balances must be brought positive within 30 calendar days. POPA Federal Credit Union reserves the right not to pay if the account is not kept in “good standing.” Bulldogs and 2nd Chance Checking Accounts are not eligible for Bounce Protection. Please contact a Member Service Representative at 562-229-9181 for more details.
This information is effective as of 12/01/2023 and is provided as examples. Please ask us about our current specific products, rates and fees. APR=Annual Percentage Rate.
Membership at POPA FCU gives you access to any of our convenient products and services, such as online banking, bill pay, direct deposit, and so much more. You also receive one vote during an election at our annual membership meeting.
